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Torrance‎, CA 90505

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FAQ – Frequently Asked Questions

You may have questions, we have answers. Here are our commonly asked questions.


What is ERISA?
How do we determine if a Patient’s insurance plan is governed by ERISA?
What does “Governed by ERISA” mean?
What is an SPD and why is it important?
The SPD sounds like an important document. How come no one knows about it?
What are the most common types of denial used by the insurance industry?
What is an overpayment denial?
What is a recoupment denial?
What is an underpayment/UCR denial?
What is a medical necessity denial?
What is a timely filing or 180 day denial?
How should an Ambulatory Surgical Center determine its fee schedule?